Charitable Remainder Trusts

How it Works

Creating a charitable remainder trust is easy! You sign a simple trust document and then transfer cash, stock or real estate into the trust. The trust then makes payments to you for life or for a period of years. After the trust payments end, the remaining trust assets are used to support the University of Montana. 

Charitable Gift Annuity illustration

Benefits

  • Payments for life or for a period of years
  • Partial income tax charitable deduction
  • No immediate capital gains taxes are triggered at the time the trust is funded
  • You may qualify for the Montana Endowment Tax Credit

Choose Between Two Main Types

There are two popular types of charitable remainder trusts: 

  1. Unitrusts
    Unitrusts make variable payments to you based on a fixed percentage of the fair market value of the trust assets. The amount of your payments are recalculated annually.
  2. Annuity Trusts
    Annuity trusts make fixed payments to you based on a percentage of the original amount contributed. 

We can provide you with a personalized gift illustration to show how a charitable remainder trust can work for you, or you can try our free gift calculator below.

Gift CalculatorCalculate how a charitable remainder trust could benefit you.

Contact Us!

Alison SchultzContact Alison Schultz at 406.243.5121 with any questions about setting up a charitable remainder trust with the University of Montana Foundation. We're happy to help!

The Office of Gift Planning provides information about the benefits of planned gifts and does not provide any legal, financial or tax advice. We encourage you to talk with your advisors who are familiar with your specific situation to determine the benefits to you.